Financial Analyst

Financial Analyst - Property and Casualty

Responsibilities:

• Conduct thorough, objective, and timely company credit analysis using financial and non-financial information.
• Produce timely, high quality credit reports to support the assigned ratings, documenting analysis and recommendations to be reviewed and updated by the analytical team leader.
• Present analysis at rating committee meetings demonstrating good judgment in communicating rating recommendations.
• Conduct on-going monitoring and surveillance of assigned portfolios, including rating changes, market/industry/regulatory developments, news events etc. identifying early warning signs that need to be brought to committee for event driven rating actions.
• Keep up to date with relevant industry, market and professional developments through continued professional development and learning, including, for example, undertaking research, attending seminars, market briefings and presentations etc.
• Manage the relationship with rated companies, increasingly leading management meetings, communicating rating outcomes and effective management of expectations.
• Develop and maintain in-depth, highly current knowledge and insight in one or more specialist market and or technical subject areas.
• Proactively identify areas for performance or process improvement, recommending actions and positively contributing to the implementation of changes.
• Maintaining or working to develop strong analytical skills through a professional designation and continuing education (e.g.
• CFA, Actuarial, MBA, CPCU, CLU, FRM)
• Willingness to travel up to 10%.

Experience:

• 3-5 years Financial Analysis or related experience is required.
• Bachelor's degree in Math, Finance, Actuarial, Accounting or Economics.
• Possess or working towards relevant professional qualifications (e.g. MSc, MA, MBA, CPA, CFA, Actuarial, CPCU, or CLU).
• Continuing education is required.
• Experienced in conducting financial analysis, ideally within the insurance industry, or broader financial services sector.
• Developed analytical skills and knowledge of financial markets and economic/industry trends.
• Evidence of developing and managing professional relationships with external stakeholders.
• Must demonstrate ability to manage own time efficiently and effectively, and be able to multitask, absorb ideas and facts quickly, while maintaining a strict eye for detail.
• Preferably a math, accounting, financial or economics background; Knowledge of financial ratios and financial statement analysis.
• Strong Microsoft Office skills.
• Keen interest in further developing strong analytical skills through professional designation and continuing education (e.g. CFA, Actuarial, MBA, CPCU, CLU, FRM).