Credit Analyst 50

Interim Credit Decisioning Rules Engineer (Python) | Remote | $50-$60/hr

We are partnering with a client on an interim contract role supporting credit card and consumer loan decisioning.
This role sits within a marketing and eligibility channel where members opt in to have their credit data evaluated against partner banks.
Those partners encode approval and eligibility rules directly into the client's platform, and this role helps ensure those rules are accurately implemented and maintained.

What You'll Do

• Implement and update credit card and consumer loan decisioning rules
• Translate stakeholder and partner requests into Python-based validation logic
• Work tickets end-to-end, managing throughput and on-time delivery
• Handle data validation and transformation using Python
• Collaborate closely with peers in a supportive, knowledge-sharing environment
• What We're Looking For
• Strong Python experience, including pandas, dataframes, and NumPy
• Functional knowledge of banking products, especially credit cards and credit bureau data
• Experience working in ticket-driven environments
• SQL experience preferred
• Experian PowerCurve rules experience is a strong plus
• Details
• Contract / Interim
• Remote
• Rate:
• $50-$60/hour depending on experience
• Panel interview with peers who actively build and maintain rules
• Determining compensation for this role (and others) at Vaco/Highspring depends upon a wide array of factors including but not limited to the individual's skill sets, experience and training, licensure and certifications, office location and other geographic considerations, as well as other business and organizational needs.
• With that said, as required by local law in geographies that require salary range disclosure, Vaco/Highspring notes the salary range for the role is noted in this job posting.
• The individual may also be eligible for discretionary bonuses, and can participate in medical, dental, and vision benefits as well as the company's 401(k) retirement plan.
• Additional disclaimer:
• Unless otherwise noted in the job description, the position Vaco/Highspring is filing for is occupied.
• Please note, however, that Vaco/Highspring is regularly asked to provide talent to other organizations.
• By submitting to this position, you are agreeing to be included in our talent pool for future hiring for similarly qualified positions.
• Submissions to this position are subject to the use of AI to perform preliminary candidate screenings, focused on ensuring minimum job requirements noted in the position are satisfied.
• Further assessment of candidates beyond this initial phase within Vaco/Highspring will be otherwise assessed by recruiters and hiring managers.
• Vaco/Highspring does not have knowledge of the tools used by its clients in making final hiring decisions and cannot opine on their use of AI products.

Vaco by Highspring values a diverse workplace and strongly encourages women, people of color, LGBTQ+ individuals, people with disabilities, members of ethnic minorities, foreign-born residents, and veterans to apply.

EEO Notice

Vaco by Highspring is an Equal Opportunity Employer and does not discriminate against any employee or applicant for employment because of race (including but not limited to traits historically associated with race such as hair texture and hair style), color, sex (includes pregnancy or related conditions), religion or creed, national origin, citizenship, age, disability, status as a veteran, union membership, ethnicity, gender, gender identity, gender expression, sexual orientation, marital status, political affiliation, or any other protected characteristics as required by federal, state or local law.

Vaco by Highspring and its parents, affiliates, and subsidiaries are committed to the full inclusion of all qualified individuals.
As part of this commitment, Vaco by Highspring and its parents, affiliates, and subsidiaries will ensure that persons with disabilities are provided reasonable accommodations.
If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact HR@vaco.
com .

Vaco by Highspring also wants all applicants to know their rights that workplace discrimination is illegal .

By submitting to this position, you agree that you will be giving Vaco by Highspring the exclusive right to present your as a candidate for the foregoing employment opportunity.
You further agree that you have represented information about yourself accurately and have not affirmatively misrepresented your qualifications.
You also agree to maintain as confidential, to the fullest extent permitted by law, any information you learn from Vaco by Highspring about the position and you will limit disclosure of information about the position only to the extent necessary to perform any obligations in furtherance of your application.
In exchange, Vaco by Highspring agrees to exercise reasonable efforts to represent you through all solicitation, job screening and resume dispersal.

Privacy Notice

Vaco by Highspring and its parents, affiliates, and subsidiaries ("we," "our," or "Vaco by Highspring") respects your privacy and are committed to providing transparent notice of our policies.

• California residents may access Vaco by Highspring HR Notice at Collection for California Applicants and Employees here .
• Virginia residents may access our state specific policies here .
• Residents of all other states may access our policies here .
• Canadian residents may access our policies in English here and in French here .
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